The markets for property and flood insurance are already in crisis, and in some high-risk areas are broken, analysts say. Dozens of insurers in Florida, Louisiana, Texas, and California have collapsed or been declared insolvent following searing wildfires and catastrophic hurricanes. Meanwhile, prominent national insurers, including Progressive, Allstate, and State Farm, have fled high-risk states or scaled back on writing new policies…
https://www.motherjones.com/politics/2025/09/home-insurance-premiums-flood-fire-climate-risk/

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