PolitiFact | Audio clip of President Joe Biden talking about bank collapse is fake, experts said

"As (artificial intelligence) production of media accelerates, the best way for the average person to verify audio is to examine provenance, not surface features of the video or audio," Caulfield said. "Where did the audio come from? Why does this particular person have access to it? Where was it supposedly recorded, and in what context?" 

The second to check is whether reputable sources can verify the audio's authenticity. 

"What we encourage people to do is take some segment of what is said in the audio and search for it. Sometimes this will surface the words said by the person — but in a different context. Sometimes it will surface a fact-check, or original reporting. In this case, it surfaces only TikTok results, which is a pretty good indication it can be ignored," Caulfield said…

https://www.politifact.com/factchecks/2023/mar/20/tiktok-posts/audio-clip-president-joe-biden-talking-about-bank/