Black Homeowners Struggle to Get Insurers to Pay Claims - The New York Times

... "You can actually see a difference between a Caucasian family and an African-American, Hispanic or Asian family," Mr. Major said. "It's sort of known. It's not spoken about. It's a culture."...

https://www.nytimes.com/2020/12/29/business/black-homeowners-insurance-claim.html