Student Loan Documentary Director Explains Why It's so Hard to Declare Bankruptcy Over Loans

Few borrowers — even those struggling with cancer and debilitating epilepsy — are able to discharge their student loans under the "undue hardship" standard, which is a more strict requirement than discharging other debts, including credit cards, gambling debt, or collection agency accounts... 

 "This movie on the surface is about student loans, but I think it's really in many ways about our democracy more broadly," Zeff said. "Because you're really seeing how a bill becomes a law — and that it's not the way we were taught when we were in school with the 'Schoolhouse Rock' — and then in terms of trying to even track down who's behind some of these provisions, that was a whole shocking escapade. And without giving away too much, it involves some people who were never elected, and who most people have never heard of."…

https://www.businessinsider.com/student-loan-documentary-director-hard-declare-bankruptcy-over-loans-2022-11