Heads up. American consumer debt has reached a new all-time high. $12.7 trillion. Higher than at the height of the credit bubble in 2008. And this week, word that our credit scorekeepers are loosening the way they keep score. Bumping up the scores of maybe 12 million people. What’s in that score matters for individuals and households. It may steer the way you live and borrow. This hour On Point: American consumer debt now, and what’s in your credit score? -- Tom Ashbrook
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